Health insurance for foreigners in the Czech Republic: how to arrange health insurance, what are the options for foreigners and important contacts for medical needs

Health insurance is an essential part of life in the Czech Republic, especially for foreigners planning a longer stay. This guide will provide you with information on how to arrange health insurance, an overview of the options available and useful contacts for medical needs.

1. Obligation to provide health insurance

Everyone who lives in the Czech Republic must have health insurance. EU citizens can use their European health insurance, but they should also consider local health insurance, especially if they are planning a longer stay. Non-EU nationals must obtain health insurance from a Czech insurer.

2. Health insurance options

• Public health insurance: this insurance is available to people who are employed in the Czech Republic, self-employed, and in some cases students and family members. Public health insurance covers most basic health services and is financed by levies.
• Private health insurance: private health insurance is essential for foreigners who are not eligible for public health insurance. This may also be required when applying for a visa or residence permit.

3. How to get health insurance

• Choose an insurance company: There are several health insurance companies in the Czech Republic that offer different packages. It is important to compare the offers and see which insurance company offers the services that best suit your needs.
• Applying for health insurance: you can usually apply for health insurance online, in person at an insurance office, or through an intermediary.
• Payment of premiums: Premiums can be paid monthly, quarterly or annually. Make sure payments are made on time to keep the insurance in force.

4. Important contacts for medical needs

• Emergency numbers: In case of emergency, call 112. This number is available free of charge from any phone.
• Your health insurance company: keep your health insurance company's contact information with you in case you need to consult or see a doctor.
• Doctor and hospital: it is a good idea to have a list of contact details for local doctors and hospitals that accept your health insurance.
• How to make arrangements at the hospital? Sign up for a course with us and we'll teach you.

5. Regular checking and updating of your insurance

Health needs can change, as can your personal circumstances. It's important to review and update your health insurance regularly to match your current needs.

Having the right health insurance in the Czech Republic is key to ensuring your safety and health during your stay. Don't neglect this important step and take the time to choose the best possible protection for you and your loved ones.